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Important Things to Know about Workers’ Compensation Workers’ compensation laws are enforced in every state which is designed to compensate any worker for job-related injuries. Some states call this law workman’s compensation or workmen’s compensation, but these are all one and the same thing. There may be some variations of the law from state to state, but for the general principles, they apply to all states. Some of the important facts about workers’ compensation law are explained below. Not all employers are required to have workers’s compensation. Every state decides the minimum number of employees that a company must have before they are required to have workers’ compensation. It can be one employee but usually the number is from 2 to 4 employees. So, if you work in a very small business, your employer may not be required to have workers’ compensation. Another thing that is important to note is that not every employee is always covered. Some businesses hire casual employees who are not covered by workers’ comp and some states recognize this. Proving that your injury was caused by the deeds of another is required in a personal injury cases. It is different in workers’ comp cases since there is no need to prove the culpability of your employer. This is to make it easier for workers to receive medical treatment and compensation for injuries suffered at work. Whether the employer was responsible for the injury or not does not affect the compensation to be given. But one thing he needs to prove is that the accident happened at work.
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For medical attention, you should go to the doctor or facility that your employer or the insurance provider chooses. If you refuse to abide by their recommendation, then you may lose your workers’ compensation.
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It is your employer who will pay the bill to the medical provider which they have chosen for you. if you want to go to your own doctor, then be ready to pay for your own bills. It is on a contingency basis that workers’ compensation lawyer handle their client’s cases. This is a requirement of most states when lawyers handle workers’ comp cases. When a lawyer works on a contingency basis he only gets paid when he can recover the amount of compensation for his client; he gets a percentage of it. If the lawyer is unable to get the compensation for his client, he also does not get anything. The Workers’ Compensation Commission or Board must approve the lawyer’s fees. For each state, there is a Workers’ Compensation commission or board. The function of this board is to settle disputes between the employer and employees that relate to an employee’s injury.